Home » Crypto.com review – Crypto App| Crypto staking

Crypto.com review – Crypto App| Crypto staking

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Positive aspects of the game
  • Staking services
  • Earn up to USD 50 sign-up bonus via our link
  • Visa cards for buying physical goods with crypto
  • earn up to 12% interest on your cryptos


The disadvantages we highlight
  • variable fees
  • Mobile access only

7 minutes

If you want to sell or buy cryptocurrency, there are a lot of platforms from which you can choose. Crypto.com is a Hong Kong based cryptocurrency exchange that has gained popularity in the past few years. It offers its native coin and enables its users to earn interest over their holdings along with supporting many currencies.


Crypto.com is a digital platform that offers numerous services and products. The famous crypto exchange will let you sell, buy, spend, earn, trade, loan cash, store and even you can pay your bills by using crypto. 

In this review, we will provide authentic information about the variety of services and products that the platform offers. We will also discuss its trading assets, fiat currency and supported countries, user interface, fees, and more.

What is a CRO token?

CRO (crypto.org coin) is an innate token of the crypto.org chain. The chain was developed to form a network of cryptocurrency projects and build merchant’s ability to receive cryptocurrency as a type of payment. The crypto.org chain is a native blockchain solution that makes the transaction flow between users and merchants that accept crypto secure, seamless, and cost-effective. Businesses that use CRO tokens receive their payments immediately in CRO, fiat, or stablecoins.

Products offered:

Crypto.com doesn't have any desktop access and it is only offered as an app on mobile devices. It lets you trade, buy/sell, and earn interest over your phone. The notable features or products on the platform are as follows:

  • Crypto wallet 
  • Send funds to other users
  • Crypto loans of up to 50% of your deposit
  • Earn interest over your holdings
  • Visa card

Buy and sell cryptocurrency:

Crypto.com allows you to buy and sell over 100 cryptocurrencies at reasonable costs. You can use over 20 fiat currencies to invest. By using a debit/credit card or direct bank transfer, you can get compensation in the fees of up to 10%.

MCO Visa card:

The cryptocurrency investors from Singapore, the USA, UK, Europe, and Canada can use a Cryto.com visa card for spending as cash at merchants and retailers. The card provides cashback of up to 8% on purchases by MCO visa card.

Cards benefits:

Crypto.com offers different Visa cards named as:

  • Obsidian
  • Icy White and Frosted Rose Gold
  • Jade Green and Royal Indigo
  • Ruby Steel
  • Midnight Blue

By staking on different visa cards, you will get CRO rewards such as staking CRO worth $400,000 on obsidian cards, you will get a CRO reward of 8%. You can also enjoy other staking benefits like using Spotify, Netflix, amazon prime AirBnB, etc for free. The access differs according to different MCO visa cards.

Crypto pay:

You can pay for crypto by using over 15 cryptocurrencies such as USDC, BTC, CRO, LTC, and LTC. you can pay any merchants by using crypto pay check out. You can also shop in 300+ brands in over 30 countries using pay gift cards. It also allows you to send crypto to your friend for free and top up your phone prepaid with cryptos. Get up to 10% back in CRO through this network.  

Staking coins to earn interest:

if users store their funds in the crypto.com wallet, they can get interest up to 12%p.a. The earned interest is paid on a weekly basis in the form of cryptocurrency that can be used for trading on the platform or it can be withdrawn. 

Crypto loans:

You can get a cash loan from the exchange for your assets without actually selling them. You can use the loan wherever you want and pay it back whenever you want. You can borrow up to 50% of the crypto collateral. Enjoy very low annual interest on staking CRO. On staking 50,000 CRO or above, you will have to pay $33.3 interest every month and 8% p.a.

Product offered by the exchange:

Crypto.com enables you to trade cryptocurrencies on spot but with the margin trading leverage of 3x.


Crypto.com offers an easy and simple way to swap and farm DeFi tokens, from your DeFi wallet. The liquidity providers can enjoy bonus yield and swap-free sharing for selected pools. Boost your yield up to 20x by staking CRO. 

Earn DeFi interest:

You can earn interest on more than 10 DeFi tokens with yearn, cosmos, and compound staking. There are no stable returns and lock-up terms. 

How to open an account?

To sell, buy, receive and send cryptocurrency through crypto.com, you will need to download its app on your cell phone. You will also need an authentic email address to get a verification code to confirm your account. You will not be charged any fees to create or maintain an account or wallet.

Like most of the fiat to crypto exchanges, after creating an account, you would have to verify your identity for selling and buying cryptocurrency using fiat currency. The verification process is to follow the AML/CTF regulations that are administered in many countries across the world.

Your full name, passport, or government-issued Identity card should be submitted through the app. The account verification process takes not more than 3 days to get approved. 

Crypto.com exchange fees:

The trading fees at crypto.com are volume-based which means you can get more discounts as your trading volume increases hence lower fees. For more fee saving, pay your trading fees in CRO and stake CRO.you can get a bonus of 10% p.a. on staking CRO.

On trading 0$ to 250,000$, you will have to pay 0.10% maker fees and 0.16% taker fees. By getting a 10% discount the maker and taker fee will be 0.090% and 0.144%.

Crypto.com App Fees

It charges a fee in the range of 1.49%-3.99% to buy cryptocurrencies through credit card or debit card depending on your country. The exact expense will appear on the app after placing an order. If you are a new user at crypto.com, you can get a 0% credit card fee waiver for your first 30 days at the exchange. 

Payment method: 

Crypto.com supports 21 fiat currencies that contain BGN, CAD, CHF, GBP, HKD, HRK, NOK, NZD, PLN, USD, ZAR, CZK, DKK, EUR, HUF, ILS, JPY, and AUD. you can deposit your money at the crypto.com app to buy cryptos by using the following payment methods (it can vary according to your country):

  • Wire transfer
  • A debit card or credit card
  • Bank transfer
  • Transfer wise
  • SEPA
  • Paypal

The most popular and common method in the USA to transfer fiat currency is via wire transfer or bank transfer (ACH). Direct bank transfer is a cheap and easy way to deposit your funds and it takes 3-5 business days approximately to clear. For higher amounts, you have the ability to deposit up to $250000 through wire transfer which is a faster method to deposit funds and takes only 1-2 business days. The minimum deposit limit for wire transfer is $50000 which is reasonable as compared to other cryptocurrency exchanges in the US. 

Supported cryptocurrencies:

Crypto.com app supports the deposit of some popular crypto assets that include ETH, CRO, LINK, BTC, ADA, and more. It also supports ERC-20 tokens. 

Crypto.com safety:

Crypto.com has bank-like safety measures to protect your funds, website, and data. According to the research, the crypto.com app is not attacked or hacked ever. The security measures at the exchange include keeping the funds in the cold wallet ( offline) and ensuring two-factor authentication for its customers.

The exchange has a great collaboration with Ledger, who is the popular hardware wallet provider. The assets which are kept in cold storage are covered by an insurance policy of $100,000,000. Crypto.com is also among the first cryptocurrency companies across the globe to have PCI: DSS 3.2.1, CCSS, ISO27001:2013, and Level 1 compliance.

Crypto.com alternatives

Platforms Features Start
  • Flexible Staking
  • DeFi Mining
  • Up to 400% APY
  • Support over dozens cryptocurrencies
  • Multi-Staking
  • Up to 200% APY
  • Crypto lending
  • Support over dozens cryptocurrencies
  • Multi-Staking
  •  High interest
  • Crypto lending
  • Support over 100 cryptocurrencies
  • Compounding interest
  •  High annual interest
  • Flexible Savings
  • Staking
  • Support over 29 cryptocurrencies
  • Compounding interest
  •  Up to 18% annual interest
crypto com
  • Support over 35 cryptocurrencies
  • Compounding interest
  •  Up to 16% annual interest
  • Support over 30 cryptocurrencies
  •  Up to 30% annual interest
  • Support 16 fiat currencies

Final thoughts:

Crypto.com is an excellent trading platform for beginners due to its easy-to-use mobile version. It makes the platform very simple to exchange, acquire and spend crypto. It supports a wide range of currencies either a cryptocurrency or fiat currency and uses the most popular payment methods so that most people can use them easily. Additionally, anyone can use its crypto services such as DeFi Swap and wallet, exchange, pay, earn, lending, and staking. With all these benefits. Crypto.com presents itself as a one-stop-shop for all your crypto-related things. 

user friendly
user friendly
user friendly
user friendly

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